Mr. Agarwal has over 22 years experience in leading businesses & managing operations with various Banks & NBFCs. He is a Mechanical Engineer and holds a MBA from FMS Delhi. He has extensive experience in managing retail assets financing in various NBFCs and banks. During this period he has handled various functions in this area giving him complete insight in the running of these businesses. He is responsible for retail operations. He has been working with Arcil since September 2008.