Strong Fundamentals
Arcil came into existence in 2002 as a public limited company in pursuance of Section 3 under the Securitisation Act, 2002 making it the first ARC in India. Since then we have continued to build on our reputation as one of the leading ARCs in the industry.
Real-world Experience
Played a significant role, as industry pioneer, in benchmarking industry standards in India
Expertise & Reach
We have the largest coverage & infrastructure with Pan India presence across 12 states
Leveraging Capacity
Net Worth of Rs. 2463 Cr. ($ 25 Bn) in the industry with the largest (untapped) leveraging capacity
Foundation of Trust
Strong relationship with largest Indian Banks like SBI, IDBI, ICICI, PNB, LnT etc.
Rating of AA- for Long Term Debt
by ICRA as of March 2024
Our Business
Our current business covers stressed assets in the Corporate, SME & Retail segments. We believe that for different asset classes, we need different approaches that encompass the value chain from acquisition to resolution under a dedicated vertical which is why we have developed a very mature & specialized approach aimed at value maximization tailored each asset class.
Corporate & SME
Over the last two decades, Arcil has managed around Rs. 1.5 Lac Crore of aggregate total dues of the Indian banking system of which 45 – 50% is already resolved and exited under varying resolution strategies such as Restructuring, Sale of Business, Settlement and Sale of Assets. Within this framework, Arcil chooses the resolution strategy that fits best for value maximization.
Retail
The Retail Division is a self contained division within Arcil that has evolved through years of on-ground experience. Processes, policies and authorization structure for retail business are distinct from the Corporate/SME structure. Given the scale of Retail portfolios managed by us, Arcil has built various home grown scalable technology infrastructures to enhance the resource effectiveness multi-fold.
The value of Security Receipts (SRs) issued by Arcil since inception exceeds Rs. 34,180 Crore.
As of March 2024
Expertise at Scale
Given the scale of the opportunity in the Indian stressed assets space, we bring together a combination of expertise, experience and technology to enable effective management of our growing portfolios. To start with our leadership, our Board constitutes of Directors recognized for expertise in Banking and Stressed Asset domain followed by the management team comprised of members from banking, stressed asset resolution, legal and consultancy background, having vast sector and domain knowledge. This is further backed by scalable on-ground teams across the country with front line experience in stressed asset recovery.
People & Infrastructure
Arcil has manpower strength of 200 plus people with aggregate exposure of Rs 15,230 Crore of AUM (as of March 2024) representing total debt of over Rs 12,1,937 Crore across 13 branches with additional reach to almost all locations pan India. Arcil has also built a unique scalable model of partnering with strategic partners specialising in various activities and locations to enhance need based bandwidth to cater to the emerging requirements.
Data & Technology
As the first ARC in India, Arcil has pioneered many of the systems and processes that are the standard operating practice adopted by the industry today. Our technology platforms have evolved along with the industry and its regulations. The post COVID era has shifted our focus towards development in the space of big data and AI driven automation to augment people driven processes and effectively allocate resources to maximize efficiency.