Mr. Kumar is a Post Graduate of Statistics from the Madras University. He joined State Bank of India in 1976 as a Probationary Officer and retired as Managing Director. He has held several key assignments in retail, corporate and IT verticals, various circles of the Bank besides heading Bank’s U.S. Operations. He was Managing Director of State Bank of Travancore during 2010-2011. He has headed Global IT Operations of the Bank and was Dy. Managing Director and Group Executive (Global Markets).